MARSOC and Force Recon
MARSOC Raiders and Force Recon Marines are in the SOF underwriting bucket. We route to carriers that underwrite this specialty at Standard rates with disclosure.
Veteran life insurance
Life insurance for U.S. Marine Corps service members & veterans.
Marines face unique underwriting around recon, MARSOC, and aviation duties. We work with the carriers most likely to issue cleanly at Standard or better for active-duty Marines and have placed coverage at every major Marine installation.
Branch-specific underwriting
What carriers actually look at for Marine Corps applicants.
MARSOC operators face the SOF underwriting screen. Recon, infantry, and aviation MOSs typically underwrite at Standard rates with disclosure. Support MOSs have no branch-specific flags.
Marine aviation
Marine pilots, WSOs, and aircrew underwrite similarly to USAF and Navy aviation — typically at Standard rates with disclosure. F-35B, AV-8B (legacy), MV-22, and rotary-wing aviators all fall under the same general underwriting.
Infantry and combat MOSs
Infantry, armor, and combat-arms Marines underwrite cleanly at Standard rates. Recent combat deployments may trigger short post-deployment postponement at some carriers.
Recruit / drill instructor duty
MCRD instructor duty is typically underwritten cleanly. The physical demands and stress aren't insurance flags.
Marine Corps questions
Marine Corps life insurance FAQ
I'm MARSOC — does it affect my premium?
It depends on the carrier. Some carriers underwrite SOF specialties at Standard rates with full disclosure; others table-rate or exclude. We narrow to the right carrier upfront.
What about flight crew on V-22 Osprey?
MV-22 aviators and aircrew underwrite similarly to other Marine aviation specialties — typically at Standard rates with disclosure.
I'm Marine Reserve — am I eligible for SGLI/VGLI?
Yes. Drilling Reserve Marines carry SGLI through their service obligations and are eligible for VGLI on separation.
Ready to compare options for your Marine Corps service profile?
Free Will Kit + 15-minute review. Independent broker. We route to the carriers that handle your branch's specialties best.