Veteran life insurance

Life insurance for U.S. Space Force service members & veterans.

Space Force is the newest U.S. military branch, and most Guardians come from the Air Force or were direct-commissioned. From a life insurance underwriting perspective, Space Force duty is typically the cleanest of any branch — no aviation flags, no SOF exposure, no combat deployments. Premium-class issue is the norm.

Branch-specific underwriting

What carriers actually look at for Space Force applicants.

Space Force duties — space operations, intel, cyber, acquisitions, and engineering — are typically underwritten without any branch-specific flags. Most Guardians qualify for the same Preferred or Preferred Plus rates as healthy civilians of the same age.

Space operations specialties

Space ops, satellite ops, and orbital warfare specialties are underwritten cleanly. The role doesn't carry the aviation, deployment, or SOF risk flags that other branches face.

Cyber and ISR

Space Force cyber and ISR are typically Preferred or Preferred Plus issue for healthy applicants. The high-clearance, sedentary office environment is a positive risk profile.

Acquisitions and engineering

Space Force acquisitions and engineering officers typically have strong financial profiles supporting larger face amounts. Underwriting is clean.

Transferring from Air Force

Guardians who transferred from the Air Force keep continuous SGLI coverage. VGLI eligibility on separation works the same as any other branch.

Space Force questions

Space Force life insurance FAQ

Are there any Space Force-specific underwriting issues?

No. Space Force duties don't carry the aviation, deployment, or SOF flags that affect other branches. Most Guardians qualify for the same rates as healthy civilians of the same age.

I transferred from Air Force to Space Force — does my SGLI continue?

Yes. Inter-service transfers maintain continuous SGLI coverage. Your VGLI eligibility on separation works the same regardless of which branch you separate from.

Are Space Force veterans eligible for VA benefits?

Yes. Space Force veterans are eligible for the full suite of VA benefits, including VGLI, VA healthcare, GI Bill, and disability compensation.

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